Why Indonesian fintech’s ASEAN expansion cost more than anyone priced in

e27 - Oct 16, 2026

Indonesian fintech expansion into ASEAN looks different in 2026 than it did when Investree opened its Thailand operations in 2018 and its Philippines unit shortly after. The cohort of Indonesian platforms that pushed beyond the domestic market between 2018 and 2022 (Investree, Modalku, several payment players, a handful of insurtechs) encountered a structural cost that […] The post Why Indonesian fintech’s ASEAN expansion cost more than anyone priced in appeared first on e27.

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